(AFX UK Focus) 2010-06-02 12:15 U.S. home-buying loan demand falls for 4th week
By Lynn Adler
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The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition $13.85 The bestselling one-stop guide to mortgages—updated for the post–housing crisis market! The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations. Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but als… |
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Keys to Mortgage Financing & Refinancing (Barron’s Business Keys) $0.01 Updated to account for current low interest rates and historically high real estate prices, this book advises on the details of getting a mortgage for a home purchase, dealing with banks and other lenders, and getting the best deal available. All titles in Barron’s Business Keys series are written with a minimum of financial jargon and are directed at ordinary consumers and nonprofessionals in t… |
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So You Want to Refinance: An Insiders Guide to Refinancing Adjustable Rate Mortgages and Home Loans $15.25 Are you paying more than you need to?In this book a mortgage lending insider reveals her answer to this question – and more – in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan products, this book is for you. The book walks you through each step of the loan process in easy-to-understand language to help … |
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Mortgages and Refinancing $11.98 Save Thousands on Your Mortgage! What type of mortgage is best for you? How can you ensure a broker isn’t scamming you? Are you getting the best rate? What happens if rates go up again? When dealing with the complex world of mortgages and refinancing, it’s all too easy to commit to a deal that you realize too late is too good to be true. But with this must-read guide, you’ll learn in as little as three hours the ins and outs of mortgages and how to protect yourself from bad deals and scams. Find out how to: Choose the best mortgage type for your financial situation Protect yourself from unscrupulous brokers and banks Get the best rates and save thousands of dollars over the life of your mortgage Discover the benefits of refinancing to lower your payments, consolidate your bills or make home improvements Whether you’re a first-time homeowner or you’re looking to refinance, don’t sign a deal without this expert advice. |
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An Insider’s Guide to Refinancing Your Mortgage $14.48 For many homeowners, refinancing a mortgage can save them significant money, considerably reducing their monthly payments. It can also give them breathing space to pay off debts or allow them to make other investments, pay for college, or finance home improvements. An Insider’s Guide to Refinancing Your Mortgage is dedicated to an often-misunderstood aspect of mortgage lending: refinancing a mortgage loan. Readers will learn why to refinance, when to finance, as well as how to find the best lender, loan officer, and rate. Mortgage expert David Reed takes readers step bystep through the refinance process and shows them how to evaluate their current loan program and compare it with other options. By following Reed’s invaluable advice, homeowners will learn: when a refinance is right for them • how to lock in the absolute lowest rate at the lowest cost • how the mortgage process works from the inside • how loan officers get paid • how to identify and avoid predatory lenders • how to negotiate closing costs An Insider’s Guide to Refinancing Your Mortgage will save readers money and heartache when negotiating a loan. |
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Keys to Mortgage Financing & Refinancing $9.5 Updated to account for current low interest rates and historically high real estate prices, this book advises on the details of getting a mortgage for a home purchase, dealing with banks and other … |
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Your Guide to VA Loans $14.98 In 1944, Congress enacted the GI Bill to thank the men and women who served in the armed forces for their hard work and dedication. One of the most valuable benefits included in the bill was the VA Loan. But bureaucracy and stringent procedures have made applying and qualifying for these loans complicated and unwieldy. Your Guide to VA Loans is the first book to guide veterans through the process. Readers will discover how to determine whether VA loans are right for them, how to apply, and how to deal with common problems that arise. Mortgage expert and author David Reed has more than 30 years of experience helping buyers navigate complicated loan processes. Here he offers advice on topics such as: * selecting the right VA lender * finding an agent in a town where there are few veterans * getting the best interest rate * refinancing VA loans * getting advice on VA loans while on active duty Complete with a guide to regional resource centers, sample loan applications, payment tables and a glossary of terms, this seminal guide will help all veterans fully enjoy the benefits they need and so richly deserve. |
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Problems in Community Development Banking, Mortgage Lending Discrimination, Reverse Redlining, and Home Equity Lending; Hearings Before the $77.97 Title: Problems in Community Development Banking, Mortgage Lending Discrimination, Reverse Redlining, and Home Equity Lending: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, First Session, on February 3, 1993 February 17, 1993 February 24, 1993 Publisher: Washington: U.S. G.P.O.: For sale by the U.S. G.P.O., Supt. of Docs., Congressional Sales Office Publication date: 1993 Subjects: Community development — United States Finance Discrimination in mortgage loans — United States Home equity loans — United States Banks and banking — United States Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Equity $21.14 Equity |
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The New Reverse Mortgage Formula $17.59 Live on your equity— without selling or refinancing your home! Many seniors have trouble making ends meet after retirement… |
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Your First Home $15.48 Finally: A Personal Finance Book That Teaches Renters and Owners The Truth About What It Takes To Be A Successful Homeowner Record Foreclosures. Mortgage Meltdown. Credit Crunch. The headlines are filled with doom and gloom about the housing market. Despite the bad news, millions of people in the United States still want to achieve the American Dream of homeownership and millions more are trying desperately to hang on to homes they previously bought. Maybe you’re one of them. Too bad nobody ever taught you how to become a smart homebuyer or even told you the whole truth about whether you were really ready to own a home at all. Until now. In Your First Home: The Smart Way to Get It and Keep It, Lynnette Khalfani-Cox, The Money Coach, offers a no-hype personal finance guide that will help you prepare for, find and finance the home of your dreams and not lose it to foreclosure. For those worried about making the leap from renter to owner, Lynnette explains how to turn bad credit into perfect credit, in seven simple steps. She also offers scores of tips on how to manage money and save cash even if you’ve never been able to budget. Best of all, Lynnette walks you step-by-step through the house-hunting and mortgage application process, saving you time, money and unnecessary frustration. In Your First Home, renters will learn: The secrets to getting approved for a mortgage loan even if you have bad credit, no savings or down payment, a small salary or big debts Where to get up to $40,000 in free grants for a down payment and closing costs How to pick a great real estate agent, home appraiser, and attorney The special account guaranteed to triple your savings in one year Strategies to negotiate the best price for a home, avoid predatory lenders and obtain a good mortgage After reading Your First Home, homeowners will learn: How to keep your home and avoid foreclosure if you face financial troubles after you buy a house Unexpected sources that will pay your mortgage if you can’t Dos and don’ts of refinancing your mortgage What no one ever tells you about home equity loans The Seven Commandments of successful homeownership How to manage and grow the equity in your home Financial planning strategies and tax tips available only to homeowners Homeownership isn’t a right. It’s a major responsibility. Your First Home offers a realistic look at the entire life cycle of being a homeowner with all its joys and pains. |
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76 Bad Loans $13.99 Track Listing: 1. Fun, Fun, Fun ‘Til Teddy Puts His T-Shirt Away, 2. ‘Atsa Lawyer, 3. Slipped Disco (Keep Him Alive), 4. Sixteen Games, 5. Wolf Blitzer, Scud Stud, 6. Millie the Poocher, 7. Resum? Mucho, 8. I Feel Petty, 9. Won’t You Stay Home, Israelis?, 10. Roll Out the Daryl, 11. You Don’t Bring Me Floriculturally Diverse Polyfragrant …, 12. Jeremullah Was a Bullfrog (Oil on the World), 13. 76 Bad Loans, 14. Lookin’ for Scuds in All the Wrong Places, 15. Sushi and the M.C.A., 16. George’s Kind and Gentle Land, 17. Don’t Know Much About Strategy, 18. Tut Wiler, Tut Wiler, 19. In the Nude, 20. Tie a Yellow Ribbon ‘Round My Oldsmobile, 21. Embattled Him of the Republicans, 22. Three Eggs and Ham, 23. Lirty Dies: Scicious Vandals |
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How to Get Private Business Loans $12.48 This book explains how to borrow money from people, companies or investors who do not typically require detailed loan submission and approval processes. Generally, private lending requires less formal processes and has different and potentially lower lending criteria requirements than those from traditional lending institutions such as banks and venture capital firms. This book was created to help startup business and small entrepreneurs obtain funds for the startup and initial expansion of their businesses. It was created from actual experiences of finding private lenders, creating the necessary materials and communicating with potential lenders, creating the loan agreements and following up to obtain the checks. Traditional lending institutions have a difficult time evaluating intellectual and business capital that small startup businesses may have or are in the process of creating. As a result, small business owners are typically ignored or even avoided by traditional lenders such as banks. When seeking private business loans, it is helpful to know how to identify and meet potential private lenders. Private lenders range from family and friends with limited amounts of money to wealthy people. Once you have identified potential lenders, you will want to communicate with them in a way that motivates them to listen to you (the first achievement) and to potentially lend money to you or give you names of other people who may lend money to you. This book helps you to learn effective ways to communicate with private lenders along with methods that help to motivate private lenders to respond and take action. Included are sample scripts of discussions with potential lenders. While it is not recommended that you use these sample scripts exactly as they appear in this book, they should help you to develop your own styles and scripts. You will discover how it can be beneficial to have a story to tell on why you need the money, how you plan to use it and what kind of results you expect from using the money. The typical and optional loan terms contained in loan agreements are described and explained. Some of the terms covered and explained are the amount of the loan, timing of repayment, types of interest applied, performance options, stock/equity options and loan guarantees. Sample loan agreements are included. One of the key advantages of private lending is the short amount of time between asking for money and actually receiving it. You will learn that the process of obtaining private loans can vary from days to weeks compared to weeks or months for obtaining funds from equity investment. Regulations exist for the soliciting and borrowing of private funds and these regulations can dramatically vary from State to State. While this book will provide descriptions on how to approach people and provide descriptions on processes used to obtain private loans, you should contact competent regulatory authorities, attorneys, and qualified… |
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Keys to Mortgage Financing and Refinancing (Barron’s Business Keys) $3.48 How to take full advantage of changing interest rates, the details of getting a mortgage to purchase a home, dealing with banks and other mortgage holders, and much more. Here’s a reliable guide for home buyers. Titles in the easy-to-understand Business Keys series are directed at consumers and non-professionals, with advice on saving, investing, protecting assets, and increasing wealth through prudent money management. The books define terms, cut through business jargon, speak in plain language, and take the mystery out of business. |
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The Home Ownership and Equity Protection Act of 1993–S. 924; Hearing Before the Committee on Banking, Housing, and Urban Affairs, United $24.67 Title: The Home Ownership and Equity Protection Act of 1993–S. 924: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, First Session, on S. 924, to Protect Home Ownership and Equity Through Enhanced Disclosure of the Risks Associated With Certain Mortgages, and for Other Purposes, May 19, 1993 Publisher: Washington: U.S. G.P.O.: For sale by the U.S. G.P.O., Supt. of Docs., Congressional Sales Office Publication date: 1993 Subjects: Mortgage loans — United States Consumer protection — Law and legislation United States Consumer credit — Law and legislation United States Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Keys to Mortgage Financing & Refinancing (Barron’s Business Keys) $8.48 Updated to account for current low interest rates and historically high real estate prices, this book advises on the details of getting a mortgage for a home purchase, dealing with banks and other lenders, and getting the best deal available. All titles in Barron?s Business Keys series are written with a minimum of financial jargon and are directed at ordinary consumers and nonprofessionals in the business world. |
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Loans and Investments $18.35 Loans and Investments |
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How to Use the Equity in Your Home or Business Today to Invest for Tomorrow $22.45 How to Use the Equity in Your Home or Business Today to Invest for Tomorrow |